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Shop Insurance

If you trade from a shop you can be sure Herald Insurance have the best policy for you. We offer comprehensive cover, a wide range of benefits, and highly competitive policies designed to suit busy shop owners who require an all-in-one package. We have access to online quote facilities with market leading insurers meaning we can get a quote for you in minutes.

We can cater for clothes shops, crafts shops, hardware shops, gift shops, food stores, newsagents, off-licenses and many more.

Amongst other benefits our policies include:

  • Stock cover (including high risk stock such as tobacco, alcohol, audio equipment, computer equipment, jewellery and mobile phones)
  • Contents cover (including trade fixtures and fittings, computers and electronic business equipment, plant and machinery, documents, and samples)
  • Business interruption (should you not be able to trade for a period of time following an insurable claim)
  • Business money (in transit, in a bank night safe and on premises
  • Goods in transit (carried in your own or rented vehicles)
  • Book debts (covering the cost of tracing and writing-off debts following the loss of your business books of account)
  • Public/products liability (covering you in the event of causing damage or injury to a third party)
  • Employers liability (for permanent and temporary employees)

Given the wide range of shop insurance products we have access to we feel confident you will not be able to find a better quote for your shop. You will also have the added security of having a dedicated member of staff on hand should you ever require assistance.

If you are unfortunate enough to make a claim our insurer claims service offer immediate access to a loss adjustor. With this direct access you are able to deal fast and efficiently with the claim therefore speeding up the process and limiting the effect on your business. We are also on hand to assist with the claim process as we understand this is a difficult and stressful time. For many the security of having an experienced profession assisting at a time when you need them the most is the reason they choose their broker.