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Retailer Insurance

If you are a retailer we know that you need someone you can trust when it comes to insuring your shop or retail premises. We know that your business is your livelihood and you need adequate cover in the unfortunate event of a claim. You can trust Herald Insurance to find you a policy you can rely on. You can be safe in the knowledge that you will have a policy that covers everything you need. We only deal with market leading insurers offering the best policies for your business.

We can quote on all kinds of retail premises such as clothes shops, newsagents, book shops, gift shops, craft shops, grocers, hardware stores, off licences and many more.

Our leading retail insurance policies can cover:

  • Stock cover (including high risk stock such as tobacco, alcohol, audio equipment, computer equipment, jewellery and mobile phones)
  • Contents cover (including trade fixtures and fittings, computers and electronic business equipment, plant and machinery, documents, and samples)
  • Business interruption (should you not be able to trade for a period of time following an insurable claim)
  • Business money (in transit, in a bank night safe and on premises)
  • Goods in transit (carried in your own or rented vehicles)
  • Book debts (covering the cost of tracing and writing-off debts following the loss of your business books of account)
  • Public/products liability (covering you in the event of causing damage or injury to a third party)
  • Employers liability (for permanent and temporary employees)

If you need a quotation or some advice as to what type of cover you need please contact one of our experience staff who will be happy to help.

We have been offering retail policies for more than 20 years and will know exactly what type of cover you need. It doesn’t matter where your premises are based or if you are a new start-up business we will be able to find a policy for you. Even if you have made previous claims our panel of insurers will be able to offer you a competitive quotation. So call us today as you won’t be disappointed with our service or pricing.