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Restaurant Insurance

If you run a restaurant you haven’t got time to trawl through the internet looking for a policy that insures you for everything you need.

Contact Herald Insurance and let us do the work for you. We have access to market leading insurers offering policies specifically designed for the restaurant industry.

We can collect your details in a matter of minutes and take all of the hassle out of finding an insurance policy which is suitable for your business.

Whether you have a single restaurant or a chain of restaurants we have the right policy for you. Our policies are tailor made to suit the needs of your business meaning you get the exact cover you need whilst not paying over the odds for cover you don’t need or want. We can quote on any type of restaurant – English, Italian, Indian, French, Greek, Chinese, Mexican and many more. We can also quote for restaurants that offer a take-away service, newly established restaurants and restaurants with previous claims history.

We make sure your restaurant is adequately insured in the event of a claim which is why our policies can include:

  • All risk cover including accidental damage to buildings and contents
  • Multi-location policies available offering increased discounts meaning you save more money if you insure more than one café Public, products and employers liability included as standard on all of our policies
  • Terrorism cover
  • Buildings cover (including subsidence)
  • Theft by employees
  • Specified all risks
  • Stock cover (including stock deterioration)
  • Contents cover including electronic business equipment
  • Business interruption
  • Business money (on premises and in transit)
  • Frozen food
  • Goods in transit
  • Frying ranges
  • Equipment breakdown cover
  • Take-away service
  • Proposers own household contents

We can also offer direct access to a loss adjustor should you be unfortunate enough to make a claim. This service will prove invaluable to you once you have experienced the stress and strains of dealing with a claim whilst trying to continue to run your business. In the event of a large claim interim payments can also be arranged ensuring you still have cash flow to continue trading.

Insuring with Herald Insurance means that you can have peace of mind knowing that you have the right policy in place for your restaurant. So why waste time looking for a policy yourself when we can do it for you! You will have a dedicated member of staff looking after you which means you can always speak to the same person and you won’t be passed around explaining yourself over and over again.