New Provider for High Risk Public Liability Insurance

Friday, January 17th, 2014

Herald Insurance are pleased to announce that we have secured a new provider for high risk Public Liability Insurance, Commercial Combined, and Security Insurance.

This is an exciting time for us as we have even more options for our clients.  We can now cater for higher liability limits and sums insured with a wider range in professional activities.

Some Key Features and Benefits include:

  • Employers Liability limit of £20m
  • Public Liability limit of £10m
  • Business Interruption limit of £5m
  • Malicious damage limit of £5m
  • No height restriction
  • No depth restriction
  • Hired in Plant limit of £250,000
  • Contract Works limit of £1m
  • The use of heat
  • Excess of Loss for Contractors with a limit of £50m

The areas of activity the high risk liability product best suit are those in the construction/building industry but including more specifically those working in Demolition, Scaffolding, Roofing, Civil Engineering, Asbestos Removal, Steel Erectors, and Ground Workers.

For those requiring a higher level of Public Liability and/or Employers Liability the targeted trades are Builders, Electricians, Plumbers, Flooring companies, Carpenters and Joiners, Painters and Decorators, Heating and Ventilation Engineers, and Office Refit and Refurbishment companies.

The security insurance scheme is aimed at activities to include Door Supervisors, Static Guarding, Event Work, Close Protection, Cash Carrying, Guard Dog Security, and Crowd Control.

The commercial combined product is targeting business to include Manufacturing, Engineering, Warehousing, Leisure (Pubs, Hotels, and Restaurants), Property Owners (Residential and Commercial), and Offices to name but a few.

We are confident that these products offer great value and a wide level of cover that will be difficult to rival.