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Building Insurance

Buildings insurance covers the structure of your home, garage and domestic outbuildings including fitted kitchens and fitted wardrobes. When it comes to insuring your home you want to know you have a policy that covers you for every eventuality which is why Herald Insurance only provides insurance policies from market leading insurers.

For buildings insurance we can provide all levels of cover from basic FLEA (fire, lightning, earthquake, explosion and aircraft) cover to full cover including subsidence and accidental damage. Even if you require cover for a home that is unoccupied or having building works carried out we are able to quote for these using our specialist panel of insurers even for short periods from 3, 6, 9, or 12 months.

Key policy features for building insurance can include:

  • Alternative accommodation if your home becomes uninhabitable as a result of loss or damage covered by the policy
  • Cover for accidental breakage of fixed glass, fitted ceramic hobs and sanitary ware
  • Cover for removing and repairing, replacing or reinstating and part of the buildings when this is necessary to find the source of a water leak
  • Up to £2m property owners liability cover
  • Bedroom rated and sums insured policies available
  • Trace and access cover
  • Emergency helplines 24 hours a day 365 days a year

Many people do not see the benefit of insuring their home through a reputable insurer. Your home is in most cases your largest asset so you should protect in that way. It is easy to get sucked in by clever marketing and buy your insurance based on price, but we are here to offer you honest independent advice. We are not tied into any insurers therefore we are able to place your insurance with the insurer most suited to you and your requirements.

If you have special circumstances such as your home will be unoccupied for a period of time, or you are having building works carried out don’t ignore the fact your insurer will need to know. Many insurers will not indemnify you in a result of a claim if you have not told them. It is situations like this we can truly show our worth to you as we know how insurance works and we know which insurers to approach for certain circumstances.

So let us do the searching around and call Herald Insurance today for a competitive quotation.