Un-occupied Property Short – Term Insurance

Monday, September 30th, 2013

Need short-term insurance for an unoccupied property? No problem!

We have just been given access to a new scheme from Commercial Express who can provide policies for unoccupied properties for 3, 6 or 9 months. The policies are underwritten by Lloyds and are suitable for properties that are awaiting probate, awaiting sale or owner occupation or left vacant due to the owner being away for a short amount of time.

Standard cover includes fire, lightning, aircraft, explosion, storm, flood, subsidence, landslip and heave. Property owners liability can be covered up to £5m, trace and access up to £2500 and accidental damage to cable and underground services up to £2500. Loss of metered water is also covered and landlord’s contents can be added as an optional extra if required.

We are able to provide instant quotes and premiums can start from as little as £150! These types of policies can be tricky to find so it makes sense to deal with a company who are able to find policies which are specially designed for these types of risks. Premiums can also be high for these types of policies due to the higher level of risk involved with many insurers not willing to offer any quotes at all but with our new scheme allowing up to 25% no claims discount we are confident that we will not be beaten on price. Also, as the policies are underwritten by Lloyds they are specifically tailored to your property and therefore rated individually which again will bring the cost down as you don’t get charged for extra insurance that you don’t need.

So don’t waste time searching the internet, just one call to Herald will be all it takes to get the policy you need for your unoccupied property. Call us today!