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Public Liability Insurance

Public liability insurance is a requirement for many if not all businesses. The insurance covers you against third party injury and/or property damage to third parties.

There are many different levels of cover available mainly because there are many business activities public liability insurance covers. These are from skilled tradesman offering manual labour right through to professionals offering clerical activities such as consultants.

Having the right type of insurance in place is one of the most important things you need for your business. At Herald Insurance we have access to market leading insurance policies giving your business the comprehensive cover your business needs at competitive premiums. Whether you are a sole trader, a partnership, or a limited company, Herald Insurance can find the right public liability insurance policy for you and your business.

Our available trade list includes builders, plumbers, roofers, scaffolders, heating engineers, cleaners, painters and decorators, electricians, ground workers, surveyors, consultants and many more.

Our specialist panel of insurers are able to offer:

  • Public liability from £1m – £10m
  • Products liability
  • Employers liability
  • Tools cover
  • Contract all risk
  • Use of heat
  • No height restrictions
  • Treatment risks
  • Clerical employees free of charge
  • Own and hired-in plant cover
  • Per capita and turnover rated policies
  • Legal expenses
  • Personal accident cover

Many buy public liability insurance on price as few people understand the true value the cover can bring to your business. When obtaining insurance you need to make sure the policy gives you the protection you expect and require. Our policies through carefully selected insurers give you just that, and when you speak to one of our experienced staff they will explain the cover being offered and the exclusions or endorsements which apply. Therefore you can be assured that you are buying the right product to suit your requirements.

We deal with a range of specialist insurers so if you have specific requirements such as no height restrictions, or you need the use of heat we can provide you with the right policy. We have over 30 years’ experience and we are confident our prices cannot be beaten so phone us today for a quote.