Residential property owners otherwise known as landlords can purchase insurance for a single property or if they have more than one property they can insure all of them under one property portfolio insurance policy. By insuring all of your properties under one policy you will usually receive large discounts and the simplicity of one renewal date.
Building insurance for the rented property market is available to landlords, residential property owners, freeholders, leaseholders, and associations. In fact anyone who is legally responsible for a property can insure the buildings insurance.
Finding the right insurance policy for your rented property can be a minefield. With so many options available it is very difficult to understand which product is suitable for you. Dealing with a broker you can rely on us offering impartial professional advice as we are independent and we work for you not the insurer. We will advise on the features and benefits a particular policy would include and just as importantly we will also advise you on the endorsements and exclusions of a policy. These very important factors are often overlooked and can have huge implications.
Landlords insurance can extend beyond insuring the buildings of your property. Many insurers will offer extended cover to a standard policy which can include:
- Accidental damage
- Landlords contents cover
- Rent guarantee
- Legal expenses
- Multiple properties under one policy
- Short term unoccupied
Where many insurers are restrictive on the type of tenant you let to we can cater for various types of tenants occupying your property. These include:
- DSS benefit recipients
- Asylum seekers
- Owner occupied
With our flexible schemes and direct access to insurers we are able to provide you extremely competitive quotations with market leading insurers offering full policy cover.
If you would like to discuss your property requirement call us today and speak to one of our vastly experienced members of staff.