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Family Fleet Insurance

Family Fleet Insurance

We now live in a time where many people seem to own their own private car. It was not long ago when a car would be shared amongst all the occupiers of the household yet now we often see 2 or 3 cars parked outside.

With changing times insurers have to amend or create new policies to keep up to date with ever the changing demand of the way we live and evolve. In fact many still aren’t aware that this type of policy even exists!

With the increase of vehicle sales and cars becoming a necessity for many, insurers have adapted, and now offer policies which cover all of the vehicles in the household. This type is commonly known as family fleet insurance. The policy would typically cover parents and children owning their own vehicles and insuring them all under one policy.

There are many benefits for insuring this way with the main ones being: a reduction in premium by combining all vehicles under one policy as the higher risk drivers premiums are supplemented by the lesser risk drivers, one renewal date for all vehicles, and each driver/vehicle earns a no claim bonus. This can help simplify the whole process and also cut down on paperwork and time by negating the need to research source and arrange individual renewals each year.

Why Choose Herald?

We are delighted to have a panel of insurers that now offer family fleet insurance policies which offer all these benefits, and at Herald we are often able to compete against the direct insurers. As a broker we will find the best product in the market for you and your needs, saving you time and negating the need to spend hours trawling the internet or comparison websites. So why would you either just get one quotation or spend your time researching when you can approach a broker such as Herald and obtain multiple?

Many family fleet insurance policies nowadays are decided upon purely based on price but by using a broker we are able to add valuable support that you do not get when buying direct and we make sure that you get the best cover for you and your needs. A very important fact to remember is that we work for you as you are our client and not for the insurer. This value is seen particularly when a claim has been made and you need guidance and assistance during the claims process.

So to find out more about family fleet insurance contact the office and speak to one of our experienced staff.